Why Choose Us
Timing
We at Twin Cal Lending understand that some of the transactions require fast closing. We can provide loan commitments in as fast as 24 hours and can fund in as little as 48 hours once all requested documents are received. No Appraisals are needed in most cases. Your loan is always our top priority and we have the staff available for quick processing and underwriting.
One-Stop-Shop
At Twin Cal Lending we offer a variety of programs to accommodate any transaction you might present to us. You are now able to deal with a “one stop” company for all your needs. Our fix and flip program allows us to lend based on the property’s market value, not the purchase price: We also offer longer terms for rental and commercial properties.
Trust
If you come across a situation when hard money financing is needed, you need a private money lender that will deliver on its promise. Don’t risk dealing with a lender that will devour your time and end up denying your loan. Twin Cal Lending is a firm you can trust. After speaking to one of our representatives, they will tell if your scenario fits our criteria. We have 100% closing ratio on all approved files.
Loan Parameters
General Lending Parameters |
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| Loan Amount | $200,000 – $20,000,000 | Location | California Only |
| Interest Rate | 8.25% | Property Types | Non-owner occupied residential, multifamily, retail, office, industrial, vacant buildings |
| Loan-To-Value | Up to 75% | Types of Loans | Non-Consumer, Acquisition, Fix-And-Flip, Refinance, Construction Completion |
| ARV Loan-To-Value | TBD | Prepay Penalty | 0 – 3 Months |
| Origination Fees | From 1.5 points | Amortization | Interest-Only |
| Loan Term | 12 – 24 Months | Closing Time | 3 – 10 Days |
About Us
Twin Cal Lending is a highly trusted firm that provides private money financing to real estate investors . When traditional loan products are not flexible enough to meet investor’s needs, Twin Cal Lending offers quick and easy asset based funding with minimal paperwork. Twin Cal Lending offers very competitive pricing and a vast array of products. We understand the importance of each transaction and will ensure that your loan gets done without harsh requirements. Our private money specialists are always ready to assist you.
Recent Transactions
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North Hollywood CA SFR
Purchase Price: 528,000
396,000 75%8.9912 months -
Los Angeles Condo
Purchase Price: 550,000
385,000 70%8.512 months -
Inglewood industrial multi-unit
Transaction Type: Cash out
4,200,000 60%8.5%12 months -
Buena Park SFR Purchase
Purchase Price: 675,000
607,500 90% / LTV : 75%9.512 months -
Santa Monica retail store
Transaction Type: Refinance
1 million 60%8.2524 months -
Glendale SFR
Purchase Price: $1,380,000
$1,240,000 90%Exit Value 2,100,000
8.5%12 months -
Glendale Apartment building
Purchase Price : 3,400,000
1,900,000 55%8.424 months -
Sun Valley Warehouse
Purchase Price : 2,340,000
1,638,000 70%9%18 months -
Granada Hills SFR
Purchase Price :950,000
665,000 70%8.5%12 months -
Alhambra SFR
Purchase Price : 600,000
480,000 80%10%12 months -
Glendale Condo
Transaction Type: Refinance
350,000 55%7.75%12 months
